{"id":493,"date":"2023-09-11T17:09:27","date_gmt":"2023-09-11T17:09:27","guid":{"rendered":"https:\/\/mygalaxyfinancial.com\/?p=493"},"modified":"2023-09-11T17:17:30","modified_gmt":"2023-09-11T17:17:30","slug":"rrsp%e5%92%8cfhsa%e5%88%b0%e5%ba%95%e4%b9%b0%e5%93%aa%e4%b8%aa%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/mygalaxyfinancial.com\/en\/archives\/493","title":{"rendered":"Which one should I buy, RRSP or FHSA?"},"content":{"rendered":"<p>\u4ece4\u67081\u65e5\u8d77\uff0c\u8ba1\u5212\u8d2d\u4e70\u9996\u5957\u81ea\u4f4f\u623f\u7684\u670b\u53cb\u4eec\u53c8\u6709\u4e00\u4e2a\u65b0\u7684\u7a0e\u52a1\u5de5\u5177\u53ef\u4ee5\u7528\u5566\uff01\u514d\u7a0e\u50a8\u84c4\u8d26\u6237Tax-Free First Home Savings Account\u3002\u5f00\u8fd9\u4e2a\u8d26\u6237\u5fc5\u987b\u662f\u5e74\u6ee118\u5468\u5c81\u7684\u52a0\u62ff\u5927\u7a0e\u52a1\u5c45\u6c11\uff0c\u4e14\u5728\u5f53\u5e74\u548c\u524d4\u4e2acalendar 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loss\u53ef\u62b5\u6263<\/li>\n<li>\u5982\u679c\u5f00\u8bbe\u8d26\u6237\u540e15\u5e74\u5185\u5e76\u6ca1\u6709\u7528\u4e8e\u8d2d\u4e70\u81ea\u4f4f\u623f\uff0c\u53ef\u4ee5\u5c06FHSA\u4e2d\u7684\u8d44\u91d1\u8f6c\u5165RRSP\u6216RRIF<\/li>\n<li>\u4e5f\u53ef\u5c06\u8d44\u91d1\u53d6\u51fa\uff0c\u53d6\u51fa\u7684\u91d1\u989d\u5c06\u4f1a\u8ba1\u5165\u5f53\u5e74\u7684\u5e94\u7eb3\u7a0e\u6536\u5165\u4e2d<\/li>\n<\/ul>\n<p>\u5982\u679c\u5df2\u7ecf\u786e\u5b9a\u8981\u5728\u77ed\u65f6\u95f4\u5185\u8d2d\u7f6e\u9996\u5957\u4f4f\u623f\uff0c\u751a\u81f3\u5df2\u7ecf\u6709\u4e86\u5fc3\u4eea\u7684\u76ee\u6807\uff0c\u5e76\u4e14RRSP\u4e2d\u5df2\u7ecf\u6709\u8d85\u8fc7$35,000 \u7684\u8d44\u91d1\u4e86\uff0c\u90a3\u4e48\u53ef\u4ee5\u8003\u8651\u76f4\u63a5\u7528RRSP Home Buyer\u2019s 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income\u5c31\u964d\u5230\u4e8615.7\u4e07\uff0c\u8fd94.3\u4e07\u7684\u6536\u5165\u51e0\u4e4e\u53ef\u4ee5\u5c11\u4ea4\u4e00\u534a\u7684\u7a0e\u3002\u7136\u540e\u5728\u4e70\u623f\u65f6\uff0c\u5206\u522b\u4ee5HBP\u548cFHSA withdraw\u7684\u65b9\u5f0f\u53d6\u51fa\u8fd94.3\u4e07\uff0c\u5c31\u5b8c\u5168\u4e0d\u7b97\u6536\u5165\u4e86\u3002\u662f\u4e0d\u662f\u5f88\u5f00\u5fc3\u5462\uff1f<\/p>\n<p>\u770b\uff0c\u8fd9\u5c31\u770b\u51fa\u7a0e\u52a1\u7b56\u5212\u7684\u91cd\u8981\u6027\u4e86\uff01<\/p>\n<p>\u6211\u662f\u4f60\u8eab\u8fb9\u70ed\u5fc3\u53c8\u9760\u8c31\u7684\u8d22\u7a0e\u987e\u95eePoy\uff0c\u6211\u5c06\u6301\u7eed\u4e3a\u4f60\u5e26\u6765\u52a0\u62ff\u5927\u7684\u7a0e\u52a1\u3001\u798f\u5229\u548c\u6295\u8d44\u7684\u76f8\u5173\u5e72\u8d27\u4fe1\u606f\uff0c\u6b22\u8fce\u5173\u6ce8\u3001\u7559\u8a00\u3001\u8f6c\u53d1\u548c\u6536\u85cf\uff01<\/p>","protected":false},"excerpt":{"rendered":"<p>Starting from April 1st, friends who plan to buy their first home will have a new tax tool available! Tax-Free Savings Account Tax-Free First<\/p>\n<p><a href=\"https:\/\/mygalaxyfinancial.com\/en\/archives\/493\" class=\"more-link\">Read More<\/a><\/p>","protected":false},"author":1,"featured_media":521,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/posts\/493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/comments?post=493"}],"version-history":[{"count":3,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/posts\/493\/revisions"}],"predecessor-version":[{"id":518,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/posts\/493\/revisions\/518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/media\/521"}],"wp:attachment":[{"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/media?parent=493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/categories?post=493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mygalaxyfinancial.com\/en\/wp-json\/wp\/v2\/tags?post=493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}